Spain Explained

A guide for foreigners on every aspect of safe property ownership in Spain

Posts filtered by Tax requirements in Spain

What is Modelo 210 in Spain and why must non-residents file it?

Modelo 210

Form 210 is the official self-assessment form that non-residents use to declare and pay Spain’s Non-Resident Income Tax (IRNR) on property-related income. Whether your Spanish property sits empty or generates rental income, you are legally required to file this form every year with the Agencia Tributaria.  This guide explains who must file, how the tax […]

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Annual costs of owning a property in Spain: what every foreign owner should know

Owning a property in Spain involves annual expenses that go well beyond the purchase price. From local property tax (IBI) and non-resident income tax (Form 210) to community fees, insurance, utilities and maintenance, the yearly running costs typically add up to between 1% and 2.5% of your property’s market value.  This guide breaks down every […]

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Golden visa alternative Spain 2026: what are your options now?

golden visa alternative Spain

Spain’s Golden Visa programme officially ended on 3 April 2025, but the country’s doors remain firmly open for foreign nationals who want to live here. If you had been planning to obtain residency through a property investment of €500,000 or more, you now need to consider a different legal pathway, and there are several strong […]

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More tourist licences for Valencia?

The High Court of Justice of the Valencian Community has partially overturned a moratorium on new tourist accommodation licences in Valencia. What does this mean for people who rent out accommodation? In 2024, Valencia city council agreed that licences for new tourist accommodation in the city would be suspended. This came amongst nationwide concern about […]

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Is Spanish property a safe investment? A guide for foreign buyers

Spain offers foreign buyers one of Europe’s most robust legal frameworks for property investment, backed by a public Land Registry, an independent notarial system and a transparent conveyancing process. This article explains the institutional safeguards, real market data and practical steps that determine whether your purchase will be safe. At Ábaco Advisers, we have spent […]

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Legal checklist for buying property in Spain: what to verify before you sign

legal checklist buying property Spain

Buying property in Spain as a foreigner requires a series of legal verifications that can make the difference between a secure investment and a costly mistake. This guide covers the five essential checks every buyer should complete before signing: land registry verification, cadastral review, urban planning compliance, debt searches, and the deposit contract. At Ábaco […]

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New Annual Reporting Obligation for Short-Term Rentals in Spain: What Property Owners Need to Know

Spain continues to strengthen its regulatory framework for short-term rentals, particularly those advertised through online platforms. From January 2nd 2026, a new annual reporting obligation is in force, directly affecting many foreign property owners with holiday homes or second residences in Spain. This obligation is established by Order VAU/1560/2025, which develops the Single Register of […]

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Good news for property buyers in the Valencia Region

Spanish Property Tax

If you are thinking of purchasing a Spanish property then you could be in luck. From June 1st 2026 buying a home in the Valencia Region (Alicante, Valencia and Castellón) will be a little cheaper due to a reduction in property transfer tax and stamp duty. When buying a property we all appreciate an opportunity […]

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CGT in Spain: We answer some of the most common questions

cgt in Spain

Last updated on June 26th, 2025 at 09:21 am. When you are moving between countries, the tax implications of selling your property can be confusing. Typically, this is one of the most common questions that property owners ask and it’s always good to get clarity around these important issues.  Capital gains tax in Spain affects […]

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A mini guide about Spanish Schengen visa

spanish schengen visa

Last updated on June 26th, 2025 at 09:22 am. If you are a citizen from a non-EU country and you’re thinking of visiting Spain or staying for more than 90 days, you will need a Spanish Schengen visa. In this article, we explore what a Spanish Schengen visa is, who needs one and how to […]

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IBI in Spain: what is it and who pays?

Spanish tax forms

You’re probably used to paying some form of tax for your property at home, so the IBI in Spain property tax won’t come as a total surprise if you’re thinking about buying a Spanish property. More or less every country has a procedure for collecting taxes to pay for the local infrastructure. Every day we are […]

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Applying to live in Spain as a Digital Nomad

Digital Nomad Visa

If you are working in a remote capacity and for a foreign employer or are self-employed with foreign clients, then you may be eligible to apply for a Digital Nomad Visa (DNV). This is one way in which people of working age who are a national of a country outside the EU can still make […]

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The Non-Lucrative Visa explained

Non Lucrative Visa

If you live in a non-EU country, such as the UK, then you will need a visa to entitle you to live in Spain. There are different options available, one of which is the Non-Lucrative Visa or NLV. In this article we explain who can obtain this and how to get one. The Non-Lucrative Visa […]

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Planning your financial future as a couple

Partners

Last updated on May 30th, 2025 at 09:21 am. Nowadays, it is increasingly common to see couples who, although they live together and are happy, choose not to formalize their relationship legally. For many of these couples, commitment does not necessarily involve signing a contract or a legal document, either because in their countries of […]

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Tax deductions in Spain – Deductions against your tax in Valencia

tax deductions spain

Last updated on February 27th, 2025 at 03:14 pm. If you are a resident living in the Valencian region of Spain and must present an annual Renta tax declaration to the Spanish tax office then we have some good news for you. Thanks to the tax deductions in Spain the number of expenses that you […]

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There are no longer seven, now there are eleven reasons why a donation is really interesting in the Valencian Community (And another advantage in ISD for inheritances).

Donation in Spain

Last updated on November 29th, 2024 at 11:20 am. As you might already know from our previous publications, we can finally speak of a major modification to the inheritance and gift tax which implies an unquestionable improvement for the taxpayers of this tax and which undoubtedly favours and encourages donations in the Valencian Community, thanks […]

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Estate agent regulations: What are they?

Regulations for Estate Agents

¿There are any estate agent regulations? Until recently, there was no official regulation required for estate agents in Spain. Now this is changing in some regions. In this article we explain what the new expectations will be, how your local agent will be held accountable and what this means for buyers and sellers. Estate agents […]

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Why not retire to Spain?

retire to spain

It’s a time that people look forward to. The time when they no longer have to jump to the alarm and can wake up at their leisure and set the agenda for the day. But what if you want more from your retirement?  The answer could be to retire to Spain. Retirement may be much […]

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Your guide to becoming an expat in Spain

becoming an expat in spain

Last updated on April 19th, 2023 at 02:57 pm. Are you thinking of becoming an expat in Spain? You might be on the verge of retirement and wanting a fresh start somewhere warm and sunny. Perhaps you are a remote worker who would enjoy the Spanish lifestyle of outdoor living and fiestas. Spain has many […]

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Top three requirements to obtaining a Spanish residency permit

spain residence permit

Last updated on April 19th, 2023 at 02:59 pm. No matter whether you are from an EU country or a non-EU country, you will need to apply for a Spain residence permit to live in Spain long-term (more than 90 days). The way to apply for residency will be different depending on the country of […]

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IBI in Spain: What is it and how to pay

IBI in Spain

If you’ve bought a property, you’ve likely come across IBI in Spain. This tax is basically Spain’s equivalent of council tax.  Impuesto sobre Bienes Inmuebles, or IBI, is a tax that every property owner in Spain has to pay. Either your local town hall or SUMA offices will collect the payment, which they use to […]

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Releasing the capital on your house in Spain

The permanent home, for most people, is the largest capital asset that they own. When income is limited, perhaps due to a static pension and increasing expenses, people can turn to ‘equity release’ and opt to sell their property whilst still having the option of living there. What are the pros and cons of freeing […]

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How long does it take to buy a house in Spain?

How long does it take to buy a house in Spain?

Last updated on November 2nd, 2022 at 05:13 pm. You’ve seen the house of your dreams, made your offer and it’s been accepted. It should all be plain sailing from here? Not necessarily. So much depends upon the owner’s paperwork management and if they’ve kept up with their taxes. So, how long does it take […]

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Investing in rental in Spain – the safe way

Investing in rental

Last updated on October 24th, 2022 at 12:20 pm. With poor interest rates and uncertainty around currencies, people with money to invest can often choose to purchase property to rent in Spain. It can be a good investment that provides you with a return on your capital now and the prospect of a home for […]

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Extension of donation tax reductions

Donation in Spain

When thinking ahead to what will happen to your property in the future you might have considered donating it to your family and those you care about rather than passing it on through inheritance. There are a number of advantages to taking this route and we have supported many people who chose to manage the […]

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