Spain Explained

A guide for foreigners on every aspect of safe property ownership in Spain

Posts filtered by Property buying and selling

Selling a house in Spain: Required paperwork, taxes and tips

Selling a house in Spain

Last updated on June 3rd, 2020 at 07:15 pm. If you are thinking of selling a house in Spain you want to be ready for when a prospective buyer appears. The presentation of documentation is an essential part of the selling process. Some paperwork you should already have to hand. For example, you will have […]

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Getting a mortgage in Spain step by step

Getting a mortgage in Spain

Last updated on May 15th, 2020 at 03:08 pm. You may not have sufficient capital to be able to pay for your property without some form of finance. In this case you might decide to apply for a Spanish mortgage. In this article we will go through the process of getting a mortgage in Spain. […]

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Property renovations in Spain: Everything you need to know

Property renovation in Spain

At different times of our lives we need different facilities. The swimming pool and villa in a rural location can be perfect for a growing family but less attractive as you become older. There are times when we all need to take stock of our family or holiday home and perhaps make a move to […]

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Understanding the padrón, empadronamiento & residencia

empadronamiento

Many people who are emigrating to Spain wonder, which comes first, the padrón or the empadronamiento? For those who aren’t familiar with these terms, the padrón is the town hall’s register of those living in the area. Essentially, the local government uses the register to keep a headcount of how many people are resident, and […]

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Selling property in Spain: Tax implications and advice

selling property in spain tax implications

Last updated on June 3rd, 2020 at 07:19 pm. A question our clients frequently ask is what taxes they’ll have to pay if they’re thinking about selling their home. After all, if you’re selling property in Spain tax implications can be complex and will differ if you are a tax resident or non-tax resident. As […]

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The cost of buying property in Spain: The complete guide

cost-of-buying-property-in-spain

Last updated on April 19th, 2020 at 02:00 pm. It is important from the outset that you are clear about what your budget should be for buying a property in Spain. Of course, it’s not just the cost of the property itself. There are a number of legal and tax obligations that you must meet […]

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The Spanish Notary: What it is, role and fees

spanish-notary

Last updated on April 19th, 2020 at 02:38 pm. Not all countries have a notary to verify documents as they do in Spain. Here the Spanish notary is a very much respected individual whose office carries a clearly recognised ‘Notary’ sign and who trains for several additional years to qualify for the title. Most people […]

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House prices in Spain after coronavirus

house-prices-in-spain

Last updated on April 15th, 2020 at 11:38 am. How will house prices in Spain be affected? At the moment it may not be at the top of your agenda. The extent of the pandemic has taken most of us by surprise. However, we are now seeing a glimmer of hope in the newsreels. Some […]

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Which is the best place to buy in Spain?

best-place-to-buy-in-spain

Last updated on April 15th, 2020 at 11:37 am. The latest statistical release from the Spanish Land Registry has one or two surprises in store. The ‘Estadística Registral Inmobiliaria’ presents a positive picture. What is clear is that overall, a higher percentage of houses are being sold to foreigners than ever before. In 2006 8.97% […]

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Opening a bank account in Spain: Tips and costs

opening-a-bank-account-in-spain

Last updated on April 17th, 2020 at 03:01 pm. Before opening an account in Spain you might have thought that banks worked similarly across the world. In some respects they do, but there are also many differences and these can cause confusion or worse. In this article we aim to unpick the practice. Opening a […]

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Moving to Benidorm: How this tourist hub is changing its image

moving-to-benidorm

Many people have assumptions about what is arguably Spain’s most famous beach resort, Benidorm. When you mention the name of this enduringly popular destination, for lots of people, English bars, chips, sunburn and other ‘Brits abroad’ stereotypes spring to mind. There’s no denying that the Brits particularly love Benidorm, with 7 out of every 10 […]

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Apartments for sale in Torrevieja: Tips to find the best deals

Apartments-for-sale-in-torrevieja

Last updated on March 25th, 2020 at 06:06 pm. Torrevieja is a small city on Spain’s Costa Blanca, in the province of Alicante. Originally built to produce salt which was then distributed around the world, the city is now a tourist centre. The city is very popular with people from all over Europe with Brits […]

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How to find the best Spanish estate agents

Spanish estate agents

Last updated on December 26th, 2019 at 05:11 pm. Whether you are buying or selling a home in Spain, it is likely that you will need the help of Spanish estate agents. There is no law requiring you to work with an estate agent for the sale or purchase of a property. However, many people […]

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What is going to happen to the Spanish property market after Brexit?

Brexit flag EU Spanish property market after Brexit

Last updated on June 29th, 2020 at 04:04 pm. One of the only certainties about the Spanish property market after Brexit is that nothing is certain. Withdrawal deals have yet to be agreed upon and an election hanging on the possibility of another referendum still looms. In this article we give our analysis of the […]

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Do you pay tax when you sell your house in Spain?

Do you pay tax when you sell your house

Last updated on June 26th, 2020 at 05:07 pm. When people are selling their property in Spain, they wonder, “do you pay tax when you sell your house?” Generally, this type of taxation falls under capital gains tax (CGT), which can be complex. Capital gains tax applies in most countries when you sell a property. […]

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7 biggest mistakes when moving to Spain

7-biggest-mistakes-when-moving-to-spain

Last updated on March 2nd, 2020 at 12:13 pm. If you are thinking about moving to Spain there are a lot of things that need organising before you make the trip over. Reading this article will certainly help you with all the practical things to organise after making this exciting decision. These are the top […]

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Property to rent in Spain: Tax implications and recommendations

property to rent in spain apartments windows

Last updated on March 31st, 2020 at 10:24 am. Everybody knows that Spain is a fantastic place to live and work. The combination of great weather, food and lifestyle make it a very attractive country to move to. Many people who think about moving to Spain are not ready to make that move permanent. These […]

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Cheap Spanish property repossessions: What to watch out for

cheap spanish property repossessions

Last updated on February 24th, 2020 at 05:25 pm. The 2008 economic crash was particularly difficult for Spain. Subsequently, many cheap Spanish property repossessions have appeared on the market.  After the economic crisis, unemployment rose sharply, lax lending was rife, and interest rates crept up. This meant that many Spanish homeowners found themselves in financial […]

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Buy to let rent calculator: Calculating your rental income

buy to let rent calculator

Last updated on March 31st, 2020 at 10:23 am. Purchasing a property to let in Spain is a great investment – but it’s likely you want to know how much income to expect. Certainly, a buy to let rent calculator can be a useful tool, but be warned, they are easily manipulated. Although a buy […]

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5 of the best Barcelona tips for a spectacular city break

Barcelona tips cityscape sagrada familia eixample

Barcelona has long been a fashionable destination that attracts tourists of all ages and interests from around the world. This article offers 5 excellent Barcelona tips intended to show some of the city’s finest museums, districts and other attractions. Barcelona has long had a reputation for having a rebellious nature, especially among other Spanish cities, […]

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Buying Spanish property bargains safely

spanish property bargain

Last updated on November 20th, 2019 at 09:26 pm. It’s a very attractive time to find Spanish property bargains. Although the market is bouncing back, prices are still well below what they were pre-2008. For instance, in the Barcelona area, prices remain nearly 20% lower than they were before the financial crisis. Although they’re on […]

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Rent to buy in Spain: Benefits and things to bear in mind

Rent to buy Spain house sea

Last updated on March 18th, 2020 at 08:28 pm. Finding a home does not need to be a permanent decision. Rent to buy in Spain and you can try before you buy. Congratulations! You have decided to move to Spain. Moving to another country, thinking about where to live and how to organise everything is […]

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Rural property in Spain: Weighing up your options

rural-property-in-spain

Last updated on March 31st, 2020 at 10:35 am. If you’re considering buying a Spanish holiday home, you’re likely to be thinking about whether you should buy urban or rural property in Spain. However, there is no straightforward answer to this question. As they say, beauty is in the eye of the beholder, and which […]

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The Mortgage Act: Why a Spanish mortgage calculator may be misleading

spanish mortgage calculator

Last updated on November 13th, 2019 at 03:56 pm. The Spanish government has introduced some new legislation around mortgages – which means your Spanish mortgage calculator may no longer be correct. However, the good news is that it does mean that applying for a Spanish mortgage is clearer and significantly cheaper than before. The new […]

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Finca for sale in Spain: What to know before you buy

Finca for sale Spain with garden, hills and trees

Last updated on March 31st, 2020 at 10:20 am. The idea of buying a Finca for sale in Spain is, for many, an impossible dream. Many who think about escaping the city’s hustle and bustle to live in the countryside do not make it happen. Peace, tranquility, open space and the possibility of growing your […]

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