Spain Explained

A guide for foreigners on every aspect of safe property ownership in Spain

Posts filtered by Spanish Law

Register your civil partnership

Last updated on October 14th, 2019 at 11:24 amNowadays it is very common for couples to live together without getting married. However, this can have legal and tax disadvantages. If you don’t want to marry but do want to keep your costs down then there is an alternative in Spain. This option rests somewhere between […]

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Meet our notary

Last updated on October 28th, 2019 at 03:52 pmThe role of the notary in Spain can be a little confusing to people who are not familiar with the system here. We’d like to introduce you to Doña Tatiana Martín Ruiz, the notary that many Ábaco clients have already had the pleasure of meeting. If you […]

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Improve your property, but legally

Last updated on October 28th, 2019 at 03:53 pmPerhaps you’ve got your eye on a bargain, or it’s just time to make some changes to your house in Spain. It’s a good time to refurbish property, just make sure that the Town Hall know what you’re doing too. Jessica Martínez, from our Legal Department, tells […]

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A new urban law that affects rustic properties

Last updated on October 28th, 2019 at 04:55 pmDid you know that even minor home improvements and refurbishments need planning permission in Spain? The town hall must give a licence for work to go ahead or you risk a hefty financial penalty. In this article we explain about building licences and what you can do […]

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Obtaining a building permit

Unfortunately there are less-than-scrupulous builders who will claim they have obtained a building permit on your behalf, when, in fact, they have not. Having the correct building licences is, ultimately, your responsibility. In this article we explain how to make sure your reformed or extended property is legal.

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How to become a Spanish national

Last updated on October 28th, 2019 at 04:56 pmIf you are convinced that Spain is your home and you want to take the next step in showing you belong here, you might want to consider becoming a Spanish national. In this article María Wiedemann tells us what it entails. Most people who come to live […]

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What does embargo mean? – Everything you need to know about embargoes

What does embargo mean

Last updated on June 5th, 2020 at 06:16 pmLike many words, ‘embargoes’ has different connotations in Spain to what it does in the UK. For most British people when you talk about embargoes you picture a prohibition from one country on another. So what does embargo mean? It comes as something of a shock to […]

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EU commission rules on floor clauses

Last updated on October 28th, 2019 at 04:57 pmThe EU Court of Justice has ruled that banks in Spain must return all the interest on mortgages that they have over-charged prior to 2013 as well as after. During the property boom, many Spanish banks got their customers to sign mortgage agreements that included a floor […]

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Declaring your sources

Last updated on October 28th, 2019 at 04:57 pmPost Panama, more people are probably aware of the issues around money laundering. In Spain, long gone are the days when few questions were asked about the source of your finance. We explain. If you buy a property now in Spain you will be asked to disclose […]

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Spain’s banks have their knuckles rapped

Last updated on October 28th, 2019 at 04:57 pmA judge has ruled that a clause included in 30% of mortgages in Spain is illegal. Ábaco’s legal department explain why and what this might mean for you. In the past, Spanish banks have not always been transparent when selling their products, particularly when it comes to […]

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A mini guide to official translations in Spain – guest article

Last updated on October 28th, 2019 at 04:58 pmEver wondered what an official translation is? Can just anybody produce official translations? In David Ruiz’s mini guide he includes his advice for hiring an official translator. An official translation is an accurate and legal translation of a document completed by an official translator. Official translations can […]

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First occupancy and habitation licences – what’s the difference?

Last updated on October 28th, 2019 at 04:58 pmThey are both very important documents and yet many people haven’t even heard of them, let alone know what the difference is.  Not until they want to sell their property that is. Jessica Martinez explains why they’re so vital. Every new property in Spain must be issued […]

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Could you be a Spanish national?

Last updated on October 28th, 2019 at 04:59 pmAs concern about what  Brexit will mean for those living in another European country rises, some people have wondered just what it would take for them to go one step further and become a Spanish citizen. Until now, the benefits of this move for those living in the […]

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Making your home perfect

Last updated on October 28th, 2019 at 05:00 pmSome people like to buy their property brand new and ready to move into. Others prefer to buy a resale property in Spain and customise it to exactly how they want. There are advantages in both approaches. However, at some point, even if you buy a new […]

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Tightening up on energy efficiency

Last updated on October 28th, 2019 at 05:00 pmA new law in 2013 established the requirement for an Energy Efficiency Certificate (EEC) or Certificado de Eficiencia Energética (CEE) to be made available to purchasers of Spanish property. The idea is that making this information more accessible will encourage home owners to make their property more […]

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What is happening with holiday lets in the Valencian community?

Last updated on October 28th, 2019 at 05:01 pmWhat are the renting laws in the Valencian region? Must you or must you not register your property for letting purposes here? It would seem to be a straight forward question but a straightforward answer could quite easily evade you. The original rental law was the regulation […]

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Keeping the peace

Last updated on October 28th, 2019 at 05:01 pmHow far should we go when it comes to keeping the peace? There is a fine line between freedom of speech and racism, between the right to protest and lawlessness. At what point does a peaceful demonstration become insupportable? Spain’s new Public Security Law or Citizen’s safety […]

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Money Laundering in Spain

Last updated on October 28th, 2019 at 05:01 pmYou’ve probably heard of ‘money laundering’ but not thought you would personally be affected. However, concerns about money laundering activity in Spain means that people are suddenly finding it cropping up in quite ordinary circumstances. A number of non-residents and residents have recently been asked for additional […]

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What is the google tax?

Last updated on October 28th, 2019 at 05:02 pmThe word ‘google’ is part of our day-to-day vocabulary. In the Oxford dictionary paperback version it is defined as ‘search for information about someone or something on the Internet, especially with the Google search engine.’ The last part of that definition is perhaps particularly interesting. There are […]

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Making a police report (denuncia) in Spain

Last updated on February 25th, 2020 at 03:18 pmMaking a denuncia is an important part of the law and order system in Spain. In this article, David Ruiz tells us more about them. Having to report an event (or someone) to the police is something that nearly all of us have to do at some […]

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New traffic laws in Spain

Last updated on October 28th, 2019 at 05:03 pmWhether new traffic laws in Spain are designed to make the roads safer or increase revenue for the traffic department, will always be debated. Whatever your conclusion the new raft of legislation aimed at road users is going to keep trafico busy for the foreseeable future. There […]

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Drugs and prostitution and other tax reforms in Spain

Last updated on October 28th, 2019 at 05:04 pmThe debate over whether prostitution and soft drug use in Spain should be legalised has continued for centuries. Who would have thought it would be the taxman who would start to get involved. It is now being suggested by the Organisation of Tax Inspectorsthat the debate about […]

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The new driving laws in Spain you should be aware of

Last updated on March 31st, 2020 at 10:31 amIt can be difficult to know what you should and shouldn’t be doing when it comes to driving in Spain. New laws are adding further to the confusion. Ley 6/2014 modificando la Ley sobre Tráfico, Circulación de Vehículos a Motor y Seguridad Vial 339/ 1990  came into […]

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Tougher laws on home improvements in Spain

Last updated on October 28th, 2019 at 05:04 pmThe laws in Spain around extensions, refurbishment and home improvements are strict. All changes you might make to your home need approval from the town hall. Home improvements in Spain fall into two categories: Major works e.g. building an extension, conservatory or swimming pool Minor work everything […]

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Tax, Tea and Travel

Last updated on October 28th, 2019 at 05:07 pmIt is perhaps an unusual combination, but we know that talking tax isn’t everyone’s cup of tea. Talking tax and travel in our offices During the month of March we are inviting people into our offices to find out more about resident taxes. To make it a […]

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