Rental income tax in Spain for non-residents: what you need to know
If you own a property in Spain and rent it out — or plan to — you are legally required to declare that income and pay non-resident income tax (IRNR). This applies whether you rent long-term, use holiday letting platforms, or even leave the property empty. The tax rate is 19% for EU/EEA residents or […]
Read moreWealth tax in Spain for non-residents: thresholds, rates and how to reduce your liability
If you own property in Spain as a non-resident, you may be liable for wealth tax — even if you live thousands of miles away. Spain is one of the few European countries that still levies an annual tax on the net value of assets held within its borders. This article explains how the Impuesto […]
Read moreWhat to do in the case of a wildfire
Many countries are prone to wildfires. Long, dry summers and dry, parched foliage can create a tinder box. However, there are ways of ensuring that if you do live in an area which might be affected, that you know how to protect yourself and your property. The risk of being in danger due to a […]
Read moreSpain’s love for the beautiful game
La Roja really did Spain proud on 19th July 2026. Now with two stars on their shirts we look at the history of the game in Spain and why there is such a passion for it here. What a night it was! It was not only Spain who was longing for La Roja to put […]
Read moreWhat is Modelo 210 in Spain and why must non-residents file it?
Form 210 is the official self-assessment form that non-residents use to declare and pay Spain’s Non-Resident Income Tax (IRNR) on property-related income. Whether your Spanish property sits empty or generates rental income, you are legally required to file this form every year with the Agencia Tributaria. This guide explains who must file, how the tax […]
Read moreA booming market for luxury properties in Spain
For most of us, properties with a price tag over a million are simply to be ogled at. As Place in the Sun presenters share a ‘top end’ property in their location we might dream a little but never consider it within our reach. However, the luxury property market is healthy and growing and those […]
Read moreAnnual costs of owning a property in Spain: what every foreign owner should know
Owning a property in Spain involves annual expenses that go well beyond the purchase price. From local property tax (IBI) and non-resident income tax (Form 210) to community fees, insurance, utilities and maintenance, the yearly running costs typically add up to between 1% and 2.5% of your property’s market value. This guide breaks down every […]
Read moreWhat can you / can’t you do on the beach in Spain?
Although it isn’t everyone’s cup of tea – the beach is a main attraction for many people. The opportunity to keep cool in the sea, relax under a sunshade and watch the world go by. Who can’t resist? Then again there is sand in your sandwich, you missed a patch with your suntan lotion and […]
Read moreEstate Planning in Spain: How to Protect Your Assets and Make Things Easier for Your Family
Nobody enjoys talking about inheritance. It is a conversation that many people prefer to postpone indefinitely. However, if you own a property or any other assets in Spain, planning ahead can make a significant difference for those who may one day have to manage them. The reality is that, sooner or later, your assets will […]
Read moreThe housing shortage – how can Spain work it out?
Spain’s economy is doing well in comparison to many other European countries. However, for the average person living in Spain it’s difficult to find an affordable property to rent or buy. Build more! Is the IMF’s advice. Would this solve the problem and if not, what will? If you are landlord of a property in […]
Read moreGolden visa alternative Spain 2026: what are your options now?
Spain’s Golden Visa programme officially ended on 3 April 2025, but the country’s doors remain firmly open for foreign nationals who want to live here. If you had been planning to obtain residency through a property investment of €500,000 or more, you now need to consider a different legal pathway, and there are several strong […]
Read more10 tips for keeping cool in the summer in Spain
We all know that Spain is hot, hot, hot in the summer. For many people this is one of the reasons they come here. However, July and August can see the mercury in the barometer rising to 40 degrees, a temperature which can leave even the most ardent sun lover, wilting. So, what can you […]
Read moreVolunteering to help animals in Spain
If you have some time on your hands, even just a little, we look at some ways in which you can provide very-much needed assistance. From dog-walking to cat-feeding – you can bring some relief to an animal somewhere. If you have some time to spare, then volunteering to help abandoned or mistreated animals is […]
Read morePrivate health insurance in Spain for expats: what you need to know
If you’re planning to move to Spain, whether to retire, work remotely, or buy a property, private health insurance is one of the first things you’ll need to arrange. Spanish immigration law requires most non-EU citizens to hold qualifying private health cover as a condition of their visa or residency permit, and getting it wrong […]
Read moreShould I stay or should I go?
How many years have you lived in Spain? And how have your feelings changed over the years? We look at making that one final decision about where you will spend your final years. It’s a difficult decision to make but don’t put it off too long Think carefully about future planning if you decide to […]
Read moreUp, up and up again
Whatever has been happening in the world at large, it looks as though the Spanish property market is still a popular choice with house prices continuing to increase. Between January and March 2026, house prices have risen by 3.2% The Valencian Community continues to be the second highest region to grow Spain has risen notably […]
Read moreDo I really need a habitation certificate? – Case Study
The problem started for Mary with a missing water bill. ‘I really didn’t think it would be such an issue,’ explains Mary, who has lived in her property for the last thirty years. ‘But when I went into Águamed I was told that I couldn’t change the name on my contract because I didn’t have […]
Read moreEES rules in Spain: what property owners need to know in 2026
The EU’s Entry/Exit System (EES) has been live at Spanish airports since October 2025 and will be fully operational across all border crossings by April 2026. For non-EU nationals who own, or plan to buy, property in Spain. This new biometric border control system brings a fundamental change: the 90/180-day rule is now digitally enforced, […]
Read more10 tips for renting a car in Spain
Renting a car in Spain is a great way of getting around and seeing more of the country. If you have your own property then it helps you catch up on those jobs you routinely have to do as well as making the most of your stay when you’re out here. However, there are some […]
Read moreHow to greet people in Spain
We take it for granted- the ways in which we say hello to new and known people. Every country has its custom and getting it wrong can be both awkward and embarrassing. So, whether you’re new to Spain or still finding it confusing – here is our guide to getting it right. Spanish greeting protocol […]
Read moreWho’s buying and where in Spain
The Spanish Notaries Association has released housing purchase figures for 2025. Although house prices are still on the increase and the market is buoyant, there are some trends emerging in the profile of who is buying and where. In 2025 there were 138,254 property purchases made in Spain by a foreign buyer. This is just […]
Read moreMore tourist licences for Valencia?
The High Court of Justice of the Valencian Community has partially overturned a moratorium on new tourist accommodation licences in Valencia. What does this mean for people who rent out accommodation? In 2024, Valencia city council agreed that licences for new tourist accommodation in the city would be suspended. This came amongst nationwide concern about […]
Read moreIs Spanish property a safe investment? A guide for foreign buyers
Spain offers foreign buyers one of Europe’s most robust legal frameworks for property investment, backed by a public Land Registry, an independent notarial system and a transparent conveyancing process. This article explains the institutional safeguards, real market data and practical steps that determine whether your purchase will be safe. At Ábaco Advisers, we have spent […]
Read moreMaking the most of your campervan – legally
Have you always had the desire to travel? Spain has so many interesting and varied places to visit and a campervan is a flexible way to reach and enjoy them. So, why not carry your home on your back? Around Torrevieja you can see them parked up on the coast and in larger car […]
Read moreProperty due diligence in Spain: the essential checks every foreign buyer should make
Property due diligence in Spain is the process of verifying a property’s legal status, tax situation, urban planning compliance, and physical condition before you commit any money. For foreign buyers, it covers four critical areas: registry checks, urban planning verification, tax and financial review, and technical inspection. Skipping or rushing this process is one of […]
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