The difference between urban and rustic land
Last updated on October 28th, 2019 at 04:38 pm. 1. Suelo Urbano (Urban Land = Residential) This land can be legally built on. Development is permitted and the legal infrastructure for all necessary and basic services, including drainage, roads, pavements, electricity and water, is guaranteed by the Public Administration Office of the local or provincial […]
Read moreSpanish habitation certificate
Last updated on October 28th, 2019 at 04:38 pm. Resale property in Spain, second occupancy or ‘used’. Whatever, you want to call it, buying an existing, older property has overtaken off-plan and new build purchase in popularity. There are advantages to buying resale properties that have increasingly come into their own. To begin with, you […]
Read moreOvercoming the property slump
Last updated on October 28th, 2019 at 04:37 pm. Although ‘off-plan’ is definitely down in the doldrums, the Spanish re-sale market has a little more buoyancy. Those who bought before 2005 should be able to market their property at a realistic price without losing out. The UK market is very slow but demand is still […]
Read moreSpanish inheritance – every case is different
Last updated on March 19th, 2020 at 03:17 pm. Spanish inheritance is a recurring worry for both residents and non-residents holding property in Spain. It is a different system and inheritance tax – only the concern of the rich in the UK – can be steep. We are often asked ‘How much inheritance tax do […]
Read moreMore demolitions
Last updated on October 28th, 2019 at 04:39 pm. Do you have a property extension in Spain without the proper building licence to go with it? Many people have built upwards and outwards without applying for a licence. Something they would never do in their home country. Town halls are cracking down on people who […]
Read moreWho’s the most depressed in Europe?
Last updated on September 13th, 2019 at 09:11 am. There is no doubt that it is harder to scowl than to smile when the sun is shining. The wonderful weather makes such a difference to your outlook as well as your way of life. But is this just an impression we get or is there […]
Read moreThe resident tax declaration
Last updated on March 19th, 2020 at 10:02 am. During the months of April to June, fiscal representatives around the Spain are very busy. This is the time of year when the Spanish resident tax declarations are completed. If you are over a basic threshold then you are required to complete an annual tax declaration […]
Read moreYou can’t beat Benidorm
Last updated on September 13th, 2019 at 09:11 am. For as long as most people can remember, Benidorm has been a household name. Unfortunately its reputation isn’t always a desirable one. For many, this Costa Blanca seaside town is the epitomy of bad behaviour abroad, with a variety of nationalities throwing caution to the wind […]
Read moreA good Spanish solicitor is important for selling too
Last updated on June 3rd, 2020 at 07:23 pm. Most Spanish property purchasers recognise the importance of having good legal representation. However, not all Spanish property sellers are as aware of the need. Although the buyer’s solicitor will take the lead during the buying and selling process in Spain, you do need your own representative […]
Read moreValencia – something for everyone
Last updated on September 13th, 2019 at 09:11 am. Valencia has had some bad press. Most people now have heard about the extravagant years when money was no object and bizarre buildings and projects were springing up all over the city. But to only see Valencia in this light is to do it an injustice. […]
Read moreMortgages with a floor but no ceiling
Last updated on October 28th, 2019 at 04:40 pm. It should be a time for rejoicing for anyone with a mortgage. With interest rates so low, provided you are still in employment, you should at least be enjoying the lowest level of mortgage repayments you could hope for. However, not all home owners with a […]
Read moreDisclosing property rentals in Spain
Last updated on March 19th, 2020 at 10:03 am. In 2012 the Spanish tax authority uncovered 4,700 undeclared rentals as a result of information received from the electricity companies. This is probably the tip of the iceberg. Many non-resident property owners who rent out their property in Spain still seem to be unaware of the […]
Read moreSpanish traffic fines (multas de trafico)
Last updated on September 13th, 2019 at 09:11 am. Probably everyone has been caught out at some time whilst driving in Spain. Sometimes you know you’ve taken a risk and perhaps allowed your attention to drift from the speed dial. Other times it’s a genuine lack of awareness. This can be particularly common when you’re […]
Read moreHospitals in Spain
Last updated on September 13th, 2019 at 09:11 am. Experiences will always differ. However, by and large, the health care in Spain is good. The Spanish hospitals are clean, the service efficient and the investigations into whatever your ailment is, are thorough. However, there are differences in the approach taken here that are worthwhile you […]
Read moreIVA in Spain: All you need to know about Spanish VAT
Last updated on April 28th, 2020 at 10:59 am. The Spanish Government has to increase the amount of tax it collects alongside saving money through austerity measures. One of the main ways that countries have been doing this across Europe is through increasing the rate of VAT (IVA in Spain). Spain followed suit in September […]
Read moreThe meaning of Ábaco
Last updated on September 13th, 2019 at 09:11 am. Learning another language isn’t easy. There are all those verbs to learn, tenses to navigate, masculine and feminine to commit to memory and many words that sound so similar but one wrong vowel and it could change the whole meaning. So any little help along the […]
Read moreBogus Spanish Tax Authority Websites
Last updated on March 19th, 2020 at 10:05 am. It’s no longer just a case of making sure you don’t lose your credit card or have it stolen. You have to watch out for internet fraud too if you’re going to protect your bank account. Occasionally, someone will contact us concerned about an email they […]
Read moreTwo registers to record your Spanish property
Last updated on October 28th, 2019 at 04:42 pm. There are two Spanish property registers. This can be confusing for people used to a different system in their own country. What is even more confusing is that each register contains a different type of information about the property. The Catastro The Catastro register includes the official valuation […]
Read moreWhat to do if your electricity is cut off in Spain
Last updated on September 13th, 2019 at 09:11 am. We rely so much on our services that when they are cut off it comes as something of a shock. If you lose your electricity in Spain, in particular, you suddenly realise just how much you rely on it. There’s no television, internet, phone line. You […]
Read moreLegalising documents – the Apostille
Last updated on October 28th, 2019 at 05:09 pm. If you have property in Spain there is a chance that at some point you will be asked to provide a legalised version of an official document you have from your home country. In order to do this you will need to obtain the ‘Apostille’ of […]
Read moreThe Camino de Santiago
Last updated on September 13th, 2019 at 09:11 am. There are many wonderful holiday destinations in Spain, and they don’t just involve lying on a beach. A fantastic holiday experience I have had was walking the ´Camino de Santiago’. To walk the ‘Camino de Santiago’ or the Way of St. James is included on the […]
Read moreKnowing your gestor from your abogado in Spain
Last updated on April 24th, 2020 at 04:22 pm. We might talk about legal advisers and executives, solicitors, barristers and lawyers. But there’s one professional in Spain who is even more difficult to pin down – the Spanish ‘gestor’. Many people who find themselves living in or visiting Spain frequently, have had some contact with […]
Read moreExpensive small print on your Spanish mortgage
Last updated on September 13th, 2019 at 09:13 am. We all know how difficult it can be to work your way through small print. Who actually does? Often written in legal terms, and as the name suggests, in very small letters, it is unintelligible to the majority of us. So, no wonder it caught some […]
Read moreChanging your status as a resident in Spain
Last updated on October 28th, 2019 at 05:09 pm. There are a number of official actions you need to take to achieve full Spanish residency. This doesn’t just include obtaining a civil residency but fiscal residency in Spain too. It is also important to make sure you complete the necessary paper work and inform authorities […]
Read moreClamp down on building work in Spain
Last updated on October 28th, 2019 at 05:10 pm. Have you made any of these improvements to your Spanish property? built a shed enclosed your conservatory by installing windows built a conservatory built a swimming pool paved the patio increased the height of a wall installed solar panels If you have or if you’ve made […]
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