Clarify your mortgage clauses

During the very busy years of buying in Spain, mortgages were easy to get hold of. Banks carried out only the most rudimentary of checks and purchasers often knew little about the mortgage they’d taken out. In this article we explain that more protection is to come.    In the rush to seal the deal […]

Read more

Making the decision – inheritance tax vs gift tax

Making sure your loved ones benefit from your hard-earned money is a priority for the majority. You can’t take it with you but it’s nice to have control over who you’re leaving it to. For some, ‘gifting’ their property seems like the best option. It means the process can be completed during your lifetime and […]

Read more

Obtaining a building permit

Unfortunately there are less-than-scrupulous builders who will claim they have obtained a building permit on your behalf, when, in fact, they have not. Having the correct building licences is, ultimately, your responsibility. In this article we explain how to make sure your reformed or extended property is legal.

Read more

Questions about buying or selling in Spain? Let’s chat

It’s the era of instant messaging and Ábaco won’t be left behind. Visit our website, click on the chat window and a member of our customer care department will pop up to help you.

Read more

Spain tops the list for Erasmus +

Erasmus is a European Union student exchange programme which has built a reputation for being a life-changing and inspirational experience. Not surprisingly, many students want to come to Spain. In this article we consider why and what the benefits are. There are currently more than 4,000 higher education institutions such as universities taking part in […]

Read more

Summer means the Moors and Christians

If you regularly visit Spain during the summer then you really should at least once watch a Moors and Christians parade. This mixture of history, tradition and sheer dressing-up madness is a must for all ages. It can also be a long night ahead if you have the stamina! In virtually every town and city […]

Read more

Power of attorney: The easy way to your Spanish property

Whether you are able to travel to Spain or not, the power of attorney can make the process of buying a property here a lot easier. In this article we explain what it is and how to go about making one. A power of attorney or ‘Poder Notarial’ is a written authorisation that allows someone […]

Read more

Homely and sophisticated – the food in Spain

From the homely tapas to the sophisticated Michelin starred restaurant, the food in Spain has something for everyone. If you think of Spanish food, what are the first images that come to mind? It might be garlic, paella, tapas, or the display of hams and cured meats at the market. Spanish food is often simple, colourful […]

Read more

Salt and Sailors in Torrevieja

Some people think of Torrevieja as just a seaside holiday resort. In the hustle and bustle of the summer season you could be forgiven for this. However, it’s also a town with a history and salt is at its heart. Torrevieja’s population has rocketed in the last half-century, but its growth hasn’t always been due […]

Read more

Moving on up

Not everyone selling their property in Spain is leaving the country. There are times when a different type of property, perhaps in a different area, is what’s needed. What should you take into consideration if you’re not only the seller but the buyer too? Emily Clark explains.  You have a house in Spain, but now […]

Read more

How to become a Spanish national

If you are convinced that Spain is your home and you want to take the next step in showing you belong here, you might want to consider becoming a Spanish national. In this article María Wiedemann tells us what it entails. Most people who come to live in Spain are quite happy to retain their […]

Read more

Torrevieja – so much more than a beach resort

Most people think of Torrevieja as primarily being a seaside resort. It’s not a package holiday destination as such but, with its prime location on the shores of the Mediterranean, it’s a popular holiday destination for Northern Europeans and Spanish alike. Although this swells business during the spring and summer season, it leaves the town […]

Read more

Spanish residency for the self-employed and businesses

This is the fourth article of a series of five articles on Spanish residency for EU and British citizens. David Ruiz of Torrevieja Translations explains the process and what you need to comply.   The table of contents is: Spanish Residency Overview Pensioners Workers Self-employed/business Unemployed Today’s article will only concentrate on EU and British self-employed and […]

Read more

How much might the inheritance tax be?

If you have property in Spain you will be keen to ensure that your inheritors are not burdened with a large Spanish inheritance tax bill when you die. Leaving property in Spain brings different tax requirements to what you might be used to in your home country. It’s important that you know what these are […]

Read more

Understanding insurance in Spain

If you buy a property in Spain then you will need to take out insurance. Insurance in Spain works very similarly to that in other European countries, more or less. You pay a Premium and, unless you have to make a claim, that is it. However, there are a few differences and some issues that […]

Read more

Problems with noise in Spain

Noisy neighbours, barking dogs, bars and restaurants playing music to the early hours. We’re often asked what can be done about noise in Spain. In this article Marina Lorente from our legal department looks at the issue and the possible actions that can be taken. Spain is not renowned for being the most restrained of […]

Read more

A lucky break and the perfect property

Buying a holiday home in Spain when you retire continues to be a popular option. For Claire a little luck helped her secure the perfect spot to enjoy her free time.   When Claire retired, buying a property in Spain as a holiday home was on her list of things to do. She was already […]

Read more

Spanish residency for EU and British workers

This is the third article of a series of five articles on Spanish residency for EU and British citizens. David Ruiz of Torrevieja Translations explains the process and what you need to comply.   The table of contents is: Spanish Residency Overview Pensioners Workers Self-employed/business Unemployed This article focuses on EU and British job seekers. You can […]

Read more

Spain breaks its tourism record

The number of tourists visiting Spain keeps on rising. In 2015 68.1 million people came to Spain whilst in 2016 the number recorded had reached 71.6 million by November. In this Infograph we can clearly see how the number of tourists visiting Spain over the past three years has been growing. The increase has been […]

Read more

What is the perfect recipe for paella?

Jamie Oliver certainly caused a storm when he recommended that paella be made with chorizo. Eduardo Simón from the Customer Care Department at Ábaco explains what should and shouldn’t be in this very important Spanish dish.  What conjures up Spain more than a large, colourful paella? It’s a truly fabulous dish, not only because of […]

Read more

What is carnaval?

Carnaval, the Spanish spelling of carnival, is quite an event in many parts of Spain. It can also be something of a conundrum if you are not a native of the country. In this article we delve a little into what ‘carnaval’ is all about. It’s February in Spain and it’s not warm. At night […]

Read more

Donating property in Spain is still a good option

We have written before about the benefits of donating or ‘gifting’ your assets rather than bequeathing them when you die. ‘Donación de bienes’ is an alternative way of handing over your property which has a number of benefits. Arranging this handover sooner rather than later means you can be sure that you are avoiding inheritors […]

Read more

Spanish residency for pensioners

Many people are confused when it comes to what they need to apply for residency in Spain. In this series of four articles, David Ruiz of Torrevieja Translation, explains what the specific requirements are for pensioners. This is the second article of a series of five articles on Spanish residency for EU and British citizens. […]

Read more

Mini guide to Spanish residency – an overview

Many people are confused when it comes to what they need to apply for residency in Spain. In this series of four articles, David Ruiz of Torrevieja Translation, explains what the general requirements are.   Welcome to the Mini guide to Spanish residency. This is the first article of a series of five articles on Spanish […]

Read more

What does embargo mean? – Everything you need to know about embargoes

What does embargo mean

Like many words, ‘embargoes’ has different connotations in Spain to what it does in the UK. For most British people when you talk about embargoes you picture a prohibition from one country on another. So what does embargo mean? It comes as something of a shock to some people with Spanish bank accounts to discover […]

Read more