Declaring your sources

Post Panama, more people are probably aware of the issues around money laundering. In Spain, long gone are the days when few questions were asked about the source of your finance. We explain. If you buy a property now in Spain you will be asked to disclose the source of your money. This isn’t because […]

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Have you thought about giving it away?

Making sure your loved ones benefit from your hard-earned money is a priority for the majority. You can’t take it with you but it’s nice to have control over who you’re leaving it to. For some, ‘gifting’ their property seems like the best option, particularly now when you can benefit from certain tax advantages in […]

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How to cope with Brexit – finding tax-wise solutions

Most of our British clients are worried about the implications of Brexit. In this article we look at some possible tax consequences in Spain; helping you take matters in hand and provide peace of mind for you and your family.   Have you ever considered donating your Spanish assets to your children? Donation is a […]

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Spain’s banks have their knuckles rapped

A judge has ruled that a clause included in 30% of mortgages in Spain is illegal. Ábaco’s legal department explain why and what this might mean for you. In the past, Spanish banks have not always been transparent when selling their products, particularly when it comes to mortgages. They have taken advantage of people’s lack […]

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Brexit implications for donation and inheritance

As speculation continues into the implications of severing ties with Europe, there are some emerging realities that we should already be contemplating. The impact on donation and inheritance tax in Spain is one. There are many imponderables when it comes to considering what the implications of being out of the EU will mean for British […]

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Taking the train in Spain

How is it best to travel around Spain’s 500,000 sq km of land?  With 17 autonomous communities and countryside varying between the rugged and the rolling it really is worth exploring if you have the transport to do so. And if you don’t? You can take a plane between some of Spain’s major cities. However, […]

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A mini guide to official translations in Spain – guest article

Ever wondered what an official translation is? Can just anybody produce official translations? In David Ruiz’s mini guide he includes his advice for hiring an official translator. An official translation is an accurate and legal translation of a document completed by an official translator. Official translations can be requested for many purposes and legal procedures. […]

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Customising your property with a mortgage

Anthony Dewhurst had seen a property he wanted to buy. With a little extra funding, it could be made even more ideal for his family’s trips out to Spain. But could he get a mortgage to help with the cost? Anthony and his family are regular visitors to the Costa Blanca. They have friends who […]

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Getting the most from your plants in Spain

With a hot, dry climate you might have low expectations of what’s possible when it comes to creating colour in your garden. However, you might be surprised. Nico Clinton provides some gardening tips to help your garden in Spain flourish. In the height of the summer, looking out across the landscape of southern Spain you […]

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Enjoy the travelling lifestyle with a campervan

Some people have a travelling vein in their body. They simply can’t stay in one place for too long. Some people take advantage of their early twenties to tour foreign countries whilst others prefer to wait until they retire. Some, make it a life choice earlier. The campervan is a popular way of combining a […]

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First occupancy and habitation licences – what’s the difference?

They are both very important documents and yet many people haven’t even heard of them, let alone know what the difference is.  Not until they want to sell their property that is. Jessica Martinez explains why they’re so vital. Every new property in Spain must be issued with what’s called a first occupancy licence or […]

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Is your dog on Spain’s dangerous dogs list?

There are different rules in Spain to other European countries when it comes to dangerous dogs. Dogs are not banned in the way they are in the UK but the owners and those walking a dangerous dog in Spain must be licensed. The law that governs this is the law Real Decreto 287/2002. It includes […]

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Ask Ábaco about inheritance

Two changes within Spanish law have meant that our inheritance department has been very busy this year. In our question and answer section we try to address some of the queries that we have been receiving.  I would like to donate my property in Spain to my daughter. We are both non-residents. What tax implications […]

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Exploring Malaga

Most people know that there is an airport in Malaga but not much else about this city in the south of Spain. For those with a base in Marbella or Fuengirola, Malaga is the airport they will probably use, although Gibraltar is also another option. It is a real pity when this is all that […]

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Doing your research – the community of owners

The community of owners is an important and influential group of people in Spain. Most properties belong to a community and you should check out the implications before you buy. The community of owners is a group with a firm foundation and legal status in Spain and nearly every urbanisation will have one. They are […]

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Is your Spanish property ready to sell?

When you have made the decision, for whatever reason, that it’s time to move on, you want to sell your Spanish property as quickly as possible. In this article we look at an unforeseen complication that might hold up your sale. Once you have secured a buyer for your property you will already be planning […]

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Could you be a Spanish national?

As concern about what  Brexit will mean for those living in another European country rises, some people have wondered just what it would take for them to go one step further and become a Spanish citizen. Until now, the benefits of this move for those living in the EU have seemed small. Yes, a Spanish national […]

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What exactly is the AIPP?

Ábaco is a member of AIPP. In this article we explain a little  more about this organisation and why membership can provide added assurance surrounding the services we offer. When buying a house in Spain you want to be sure that you are given the correct advice and support. You want the estate agents and […]

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Driving legally in Spain

How to drive legally in Spain is one of the most talked about and written about subjects amongst the expat population. We frequently receive questions from clients directly and on the forum about licences, vehicle registrations and driving laws in Spain. Here, Graham Shelton of www.spanish-number-plates.com answers some of the questions that we are most often asked. What must […]

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Federico García Lorca – talent and untimely death

The body of the Spanish writer Federico García Lorca remains buried somewhere in southern Spain. Murdered by Franco’s Spanish nationalists, he remains one of the many individual tragedies of the Spanish Civil War. Lorca is one of the most important Spanish poets and dramatists of the twentieth century. As news is breaking that a third […]

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Exploring Córdoba

Most people who are wanting to explore Spain will visit its major cities of Barcelona, Madrid, Seville and Granada. Each one is special and different and provides examples of Spain’s rich past. But if you want to travel to somewhere a little different that has a wealth of history behind it then you wouldn’t go […]

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Your will in Spain – should you make a new one?

A new inheritance law has been causing lots of discussion amongst foreigners living in Spain.  The Regulation (EU) No. 650/2012 and the creation of a European Certificate of Succession has raised many questions about the validity of existing Spanish wills covering property in Spain for those who are resident here. The new law was made […]

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Changes to donation tax in Spain

Some people make a choice that they would rather donate their property in Spain to family or friends rather than pass it on as inheritance when they die. Taking this decision needs careful consideration. However, if it is your preference then it can be done for property in Spain through making a ‘Donación de bienes’; […]

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Changes to inheritance tax in Spain

Inheritance in Spain works very differently to how it works in many other countries. For example, even between spouses there is no automatic transfer of ownership. If one of you should die then the remaining spouse does not automatically inherit the deceased spouse’s share of the property. First you must make an inheritance tax declaration […]

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The worst airports in the world

Of course, what you consider to be the best and the worst will depend on your own personal preferences and experiences. For example, if you have had a particularly bad experience at one airport – perhaps you lost your luggage or had something stolen – then for you that airport could surpass any on this […]

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